The  Florida Sheriffs Multiple Employers Trust (FSMET) was established in 1984 by Florida Sheriffs for Sheriffs and interested counties and has grown to over 20 members throughout the state.  Governed by an elected Board of Trustees, including three Sheriffs, the FSMET is administered by Hunt Insurance Group, LLC.  For additional information on Hunt Insurance Group, LLC, click here.


The FSMET acts like an umbrella, protecting each Sheriff’s Office Plan housed under it.  By joining the Trust, participants benefit by increasing their negotiation leverage with carriers, as well as being able to better control and manage their own finances.


The FSMET allows each Sheriff’s Office the following options: to self-fund, fully insure, or a combination of both. 

Offices may choose any or all of a wide variety of benefits, including but not limited to:

  • Medical

  • Dental

  • Vision

  • Basic Life/AD&D/Line of Duty

  • Long/Short Term Disability

  • Section 125

  • Dependent Care / Flexible Spending Account

  • Voluntary Benefits

  • Defined Contribution Plans

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